Cynthia Lo Bessette

Cynthia Lo Bessette

Head of Digital Asset Management

Fidelity Investments

Cynthia Lo Bessette is head of Fidelity Investment’s Digital Asset Management division. Fidelity Investments is a leading provider of investment management, retirement planning, portfolio guidance, brokerage, benefits outsourcing, and other financial products and services to institutions, financial intermediaries, and individuals.

In her role, Ms. Lo Bessette oversees the strategic vision and priorities for the digital asset investment, operations, and ecosystem groups, including research analysts, portfolio construction, trading, data science and blockchain engineering, investment product, operations and digital asset strategists teams. In addition to developing and managing investment products and advisory services, Ms. Lo Bessette’s team engages with clients on digital asset education including investment and ecosystem perspectives, as well as opportunities to create new utilities and access in using digital assets.

Ms. Lo Bessette has extensive experience working with asset management firms investing globally across asset classes and serving a worldwide investor base, including retail and institutional investors. She has broad experience working with global asset managers on strategic transactions and on start-up and establishment of new businesses in global markets, investment product development and distribution, and portfolio management matters involving U.S. and foreign regulations and local market practices. She leverages this deep asset management experience to lead the development and design of investment solutions investing across digital assets and using blockchain and smart contract technology to enhance the utility of assets and capital allocation between traditional and digital finance. She has been in the financial industry since 1995.

Featured Sessions

Thursday, March 19, 2026
2:30 pm

Digital assets are moving rapidly from the fringes of speculation into the mainstream of wealth management, reshaping portfolios, operating models and client expectations. As institutional adoption accelerates and tokenization, regulated products, and new custody models emerge, executive leaders in wealth management face critical decisions about how digital assets—from ETFs and tokenized funds to blockchain-enabled infrastructure—fit into portfolio construction to enhance client engagement.

The generational wealth transfer currently underway and the greater expectations of digitally savvy Millennials and Gen Z investors are further accelerating the strategic opportunity with digital assets, but TradFi executives need to be clear in what they aim to achieve with them as part of wealth portfolio construction.

Panelists will explore the evolving role of digital assets in wealth management, from client demand and portfolio construction to governance, risk management, and infrastructure readiness. Discussion points will include:

  • First, why digital assets now: Client demand, institutional legitimacy and competitive pressure.
  • Digital assets as an asset class vs. enabling infrastructure.
  • Impact of generational wealth transfer and digital-native investors.
  • Consequences of inaction over the next 3–5 years.
  • Differing needs of UHNW, HNW, mass affluent, and private banking clients.
  • Risk tolerance, time horizon, and investment sophistication.
  • Education requirements to support informed consent.
  • Managing expectations around volatility and drawdowns.
  • Defining the purpose: diversification, growth, inflation hedge, innovation exposure.
  • Core vs. satellite allocations.
  • Correlation behavior across market cycles.
  • Position sizing and rebalancing discipline.