As tokenized deposits and stablecoins move into production, banks must settle, lend and manage liquidity around the clock. Most core systems, operating models and risk frameworks were never built for that. In this session, executives from banks running live on-chain programs share what it really took to get there.

Panelists will cover modernizing or wrapping legacy cores for 24/7 operations, managing intraday and weekend liquidity, staffing and controls for continuous operations, and the vendor and build-versus-partner decisions that shaped their path. They’ll also be candid about what stalled, what they would do differently, and what must be in place before on-chain money can scale across the enterprise. Among the discussion points:

• What did “production-ready” require, and what surprised you?
• How are you managing liquidity and risk when settlement never stops?
• Where does the next phase of scale come from: core replacement, middleware or partners?