Institutions won’t scale on-chain finance until they’re confident it will stand up to supervisory scrutiny. As programs move from pilot to production across banking, payments, capital markets and asset management, compliance is shifting from after-the-fact review to controls built directly into the infrastructure. Identity becomes portable, monitoring becomes continuous, and rules execute in code alongside the transactions they govern.

This session will examine what “examiner-ready” means in practice. Panels will cover embedded KYC/AML, on-chain identity and allowlisting, real-time transaction monitoring, smart contract audits and governance, and how institutions document controls that execute automatically. Looking ahead, they will also consider how supervisory expectations are evolving as digital-asset frameworks take shape, where regulatory gaps remain, and how programmable compliance could lower costs while raising the bar for trust across the financial system. Other notable areas of the conversation:

• What do supervisors expect to see when they examine a production on-chain program?
• How do you prove that controls embedded in code are working as intended?
• Can programmable compliance reduce cost and risk at the same time, and what still requires human judgment?