Matt Blumenfeld leads PwC’s digital asset efforts globally where he sits at the intersection of traditional finance and the onchain world helping institutions translate the promise of digital assets into real-world strategy and execution. Matt is a sought-after thought leader on everything from stablecoins and tokenization to crypto regulation, institutional adoption, and the future architecture of global financial markets.

Prior to joining PwC, Matt managed a team at the National Futures Association, where he was responsible for bringing the swaps market into the regulated world in the aftermath of Dodd-Frank. In that role, he designed and built a first-of-its-kind swaps surveillance system to monitor and enforce compliance across one of the largest and most complex derivatives markets in the world. Matt started his career at Morgan Stanley where he held a variety of roles across operations.

Matt graduated from the University of Wisconsin Madison and earned an MBA from University of Chicago Booth School of Business.

Nicholas Cannon is the Chief Business Officer at Gauntlet, where he leads sales, marketing and commercial strategy. Before Gauntlet, Nick developed a multidisciplinary operating background across fintech and crypto. At Lively, a Y-Combinator-backed Fintech, he oversaw sales and success operations, taking the organization from Series A to Series C. His two prior crypto startups were Bloqboard, an early DeFi startup, where he led growth and operations and Coyn, a Series 65 crypto RIA, which he co-founded. Nick was formerly a professional high-stakes poker player for more than a decade.

Caroline D. Pham is Chief Legal Officer and Chief Administrative Officer at MoonPay. In her role, she oversees MoonPay’s global legal, compliance, risk, regulatory affairs, policy, governance, and enterprise administrative functions, helping strengthen the company’s operating foundation as it scales and expands into new markets and products.

An internationally recognized leader across regulation, capital markets, and digital assets, Caroline brings 25 years of experience in law, finance, and technology, including over a decade focused on crypto and blockchain. She is widely known for driving transformation in complex, high-stakes environments and for her expertise navigating evolving regulatory landscapes to support responsible innovation.

Prior to joining MoonPay, Caroline served as acting Chairman of the U.S. Commodity Futures Trading Commission (CFTC), where she led an agency of more than 650 employees and oversaw a $365 million budget. She sponsored the CFTC’s Global Markets Advisory Committee, and was a member of the Financial Stability Oversight Council, President’s Working Group on Financial Markets, and President’s Working Group on Digital Asset Markets.

As acting Chairman, Caroline delivered results on promoting innovation, providing regulatory clarity, simplifying rules, and ending regulation by enforcement. She advanced market structure including perpetual contracts, 24/7 trading, and prediction markets. Caroline launched the CFTC’s Crypto Sprint to implement the President’s Working Group on Digital Asset Markets report recommendations, achieving historic milestones such as the first-ever spot crypto trading on U.S. federally regulated exchanges, digital asset pilot program, tokenized collateral and stablecoins guidance, and the CFTC Crypto CEO Forum and CEO Innovation Council.

Caroline’s modernization efforts include deploying the CFTC’s first automated market surveillance system, restructuring the agency’s organization and operations to maximize efficiency and effectiveness, and saving nearly $50 million in annualized costs.

Before the CFTC, Caroline was a Managing Director at Citigroup, where she held senior global leadership roles across Legal, Compliance, Citi Chief Administrative Office, and the Institutional Clients Group. She advised the Citigroup CEO, Board, and clients on strategy, risk, and innovation, served on firm-wide governance committees, and supported major shareholder and earnings communications and corporate disclosures. She also led implementation of enterprise-wide programs and helped shape Citi’s market structure and digital asset strategy, including partnerships, venture capital and strategic equity investments, and product development.

Caroline was named to CoinDesk’s Most Influential list in both 2023 and 2025. In 2025, she also received the 100 Impact Leaders Legacy Award from the Financial Club and UK US Crypto Alliance. Caroline has guest lectured on digital assets and blockchain at Stanford University and Columbia Business School. She earned a B.A. from UCLA and a certificate from UCLA Anderson School of Management and received her J.D. from The George Washington University Law School, where she served on the Dean’s Advisory Council for the Business and Finance Law Program. She is a member of the Bretton Woods Committee, Life Fellow of the American Bar Foundation, and has held many leadership roles in the American Bar Association and other industry organizations.

Carlos Matilla is CEO of ioBuilders, where he leads the company’s strategy and development of digital asset technology solutions for institutions across multiple industries. ioBuilders develops products and solutions that enable the use of distributed ledger technologies in regulated financial environments, supporting the issuance, management and operation of financial assets and new digital forms of money such as deposit tokens and stablecoins.
Carlos has extensive experience across banking, capital markets and financial innovation. Prior to joining ioBuilders, he served as Executive Director at Santander Corporate & Investment Banking in London. In this role he worked on strategic initiatives for the Corporate & Investment Banking division, covering areas such as regulatory affairs with authorities including the FCA, PRA and the Bank of England, post-trade initiatives and business strategy across banking and capital markets activities. His work spanned areas including lending, global transaction banking, securitisation and capital markets products such as rates, FX, equity and credit.
Earlier in his career, Carlos was UK Manager at NFQ Advisory, Solutions and Outsourcing, where he led strategic consulting projects for financial institutions and held full P&L responsibility for the Corporate & Investment Banking business in the United Kingdom. During this period he developed deep expertise across capital markets, financing and regulatory change, working on topics such as derivatives markets, short-term funding, project finance, trade finance, debt mobilisation and securitisation.
He was also involved in early blockchain and distributed ledger initiatives, leading the NFQ blockchain innovation line and supporting the deployment of a smart contract platform for the lifecycle management of bilateral interest rate swaps, covering pre-execution, execution and post-trade processes.
Today, Carlos works closely with financial institutions and industry stakeholders on the application of digital asset technologies to financial markets, including capital markets, financing, global trade finance, asset and wealth management and other asset classes.

Megan Ryan is the Market Intelligence Analyst, Payments, for American Banker. Before joining American Banker, Megan served as a payments policy analyst for the Federal Reserve Bank of Chicago, where she translated complex technological and regulatory payment developments into practical insights for Fed stakeholders. Her work often focused on understanding the future of fintech, accelerating faster electronic payments across domestic and global networks, and researching developing technologies such as digital assets, artificial intelligence, quantum computing, and digital identity. She also spent a year at the Board of Governors on the Digital Innovations Solutions team, conducting hands-on research into offline digital payments and crypto-asset market intelligence to support the Fed’s understanding of payment technologies and development of policy views. 

Joey Pizzolato is a reporter at American Banker, covering payments. Previously, he’s covered auto and equipment finance, the mortgage and housing industry, and bank technology and marketing. He holds a Master of Fine Arts in Writing from the Naslund-Mann School of Writing at Spalding University, and a Bachelor of Arts in English from DePaul University.


Nick Baker is a contributing editor at large for American Banker Live Media and is the founder of Byline Strategies, a communications consultancy for financial markets and crypto. Nick won a Gerald Loeb Award as deputy editor-in-chief of CoinDesk, where he oversaw the reporting that exposed Sam Bankman-Fried’s FTX fraud. He spent 16 years at Bloomberg News as a reporter, editor, and manager covering U.S. markets and market structure, and began his career at Dow Jones Newswires. His bylines have appeared in The Wall Street Journal, Bloomberg Businessweek, and Bloomberg Markets. He has been a guest on NPR’s Planet Money podcast.

Zunera Mazhar is Head of U.S. & Global Policy and Government Relations at The Digital Chamber, where she leads policy strategy and regulatory engagement shaping the future of digital assets, tokenization, and on-chain financial infrastructure.

Zunera brings more than two decades of experience across traditional financial institutions, federal regulation, and emerging technology policy. Prior to joining the industry, she served in senior leadership roles at the Federal Deposit Insurance Corporation (FDIC), including Deputy Chief Innovation Officer, where she helped lead national initiatives exploring digital assets and financial innovation across U.S. regulators.

Her work today focuses on bridging policymakers, financial institutions, and digital asset innovators as global financial infrastructure evolves toward on-chain markets.

Artem Korenyuk is a Managing Director, leading Citi’s Enterprise Digital Assets. His team works across all business lines to identify, assess, and deliver on new digital asset opportunities, execute on an enterprise-wide strategy, and develop common digital asset capabilities across the firm. Previously, he was a Managing Director and Head of Strategy, Growth & Platforms for DTCC’s Institutional Trade Processing Business. He also led Innovation and Digital Assets for DTCC across the enterprise. Earlier in his career, Artem helped launch a new Derivatives business for DTCC. Artem’s career started at Citi in the OTC Derivatives space.