Stablecoins, Tokenization, and the Treasury Imperative: Competing in a 24/7 Financial System

Regulatory clarity alone will not secure a bank’s position in on-chain finance. The real differentiator is treasury execution. As stablecoins and tokenized assets reshape liquidity, settlement, and balance sheet strategy, institutions must decide whether to lead or be disintermediated. In this Lightning Talk, AlphaPoint CPO Joaquín Ayuso de Paul will present the business case for integrating institutional grade stablecoin infrastructure into treasury operations to capture real time liquidity, unlock new revenue models, and compete effectively in a tokenized financial system. Discussion points include:

• The strategic rationale for embedding stablecoins into bank treasury operations.
• Stablecoins as programmable balance sheet instruments rather than simple payment mechanisms.
• Aligning tokenization strategies, including deposits and RWAs, with treasury infrastructure.
• Managing liquidity and risk in 24/7 settlement environments.
• Governance, controls, and policy enforcement required for institutional stablecoin operations
• Modernizing legacy treasury systems to support atomic settlement and on chain asset flows.
• Competitive risks and revenue implications of delaying treasury transformation.